Build a credit score with data you own
Use your Facebook & Instagram data to build a fair, alternative credit profile so lenders can finally see you.
Get Early AccessFree to join. Delete anytime. No spam.
How can your social media data give you access to credit?
Banks usually judge you on numbers: salary, bills, debts. But life is more than that. Your digital footprint shows patterns that matter - reliability, community, and responsibility. Flipio helps you turn that data into proof, safely and on your terms.
Get Early Access
You decide what to share.
Delete anytime. You stay in control.
Never sold, never shared without consent.
Secure, ethical, and transparent.
Designed to unlock access, not block it.
Here's how it works
Getting your credit score is simple:
Upload your data
Download your social media archive (Facebook, Instagram) using Meta’s official export tools, then upload it securely to Flipio.
Get Your Report
Flipio translates your data into a clear, private credit profile showing trustworthiness, reliability, and stability.
Share When You’re Ready
You decide if and when to share your report with a lender. Delete it anytime, no copies kept.
Flipio works for the ones banks overlook:
Students.
Freelancers.
Hustlers.
People starting over.
People who’ve been told “no”
Frequently asked questions
Everything you need to know about Flipio.
Yes. Flipio is fully GDPR-compliant. Your data is encrypted, never sold, and you can delete it anytime.
Only you. Unless you choose to share it with a lender. Flipio never gives access without your consent.
Flipio is 100% free for users.
No. Flipio is separate from traditional credit bureaus - it’s an additional way to show your trustworthiness.
You can delete your data instantly, no questions asked.
We don’t read your private messages or photos. Flipio only analyses patterns, things like posting consistency, engagement with certain types of content, and overall stability. It’s about behaviour signals, not your personal conversations.
For Banks & Lenders
Want to unlock new signals for credit risk? Flipio partners with banks to give access to ethical, user-owned social data that reveals intent, reliability, and early risk - data you can’t get anywhere else.
It’s free. It’s simple. It could change your life.
Fair access shouldn’t be a privilege. Flipio helps students, freelancers, hustlers, and anyone starting over prove their reliability and finally get the ‘yes’ they deserve.
